
Does the GENIUS Act Outsource Creation of a Programmable CBDC Capable of Surveilling & Controlling its Users? I’ve addressed the pros and cons of the GENIUS Act of 2025, addressing how it can pull lendable reserves from the banking system and impact lending and interest rates. Now, I’ll address the “programmable money” risk. The GENIUS […]
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Mike Hogan


Mike Hogan

Mike Hogan